An Indian government program called the E-Shram Card offers social security benefits to unorganized workers. Registration for the card is free and can be done online or offline. Once registered, employees will have access to a range of benefits, such as:
- Benefits for accidental death and disability.
- Pregnancy perks.
- Senior pension.
- Unemployment compensation.
- Skill development and training.
- Aid with housing costs and other expenses.
You’ll need to give your Aadhaar number, bank account information, and level of education to register for an E Shram Card. Register offline at any Common Service Centre (CSC) or the e Shram website.
You can check your Balance online or offline after signing up for an E-Shram Card. You can log in to the e Shram website and select the “Balance Check” page to check your Balance online. You can ask any CSC to check your Balance if you want to check it offline.
The Unorganised Sector: What Is It?
Establishments or units that offer services and goods or produce them and have fewer than ten employees are considered unorganized. The ESIC and EPFO do not provide coverage for these units. Unorganized workers include anyone employed in the unorganized sector. Unorganized workers include those who work from home or are self-employed and are not members of ESIC or EPFO.
Features of the e-Shram Card:
The following advantages are available to the unorganized worker who possesses an e-Shram card:
- A monthly pension of Rs.3,000 once you hit 60 years old.
- Financial assistance of Rs. 1,000,000 and Rs. 2,000,000 in case of a worker’s partial disability.
- The spouse will receive all the benefits of a beneficiary (a worker in an unorganized sector with an e Shram card) passes away tragically.
- The 12-digit UAN number given to beneficiaries is valid throughout India.
Qualification for the e-Shram Card:
- Every individual is employed by an unorganized company or in an unorganized industry.
- Workers should be between the ages of 16 and 59.
- A working mobile number should be connected to the Aadhaar card for employees.
How to Register for an e-Shram Card Online?
Either the e-Shram portal or the CSC (Common Service Centre) is available for submitting applications for the e Shram card. Qualified individuals can apply for the e-Shram card at the nearby CSC center. By inputting the state and district for the e-Shram card application, they can use the e shram Portal to find the closest CSC center.
The steps for submitting an online application to get an e-Shram card are as follows:
- Visit the Self-Registration page on the e-Shram site.
- After inputting the captcha code and the mobile number associated with Aadhaar, select the “Send OTP” button.
- Your mobile device will receive an OTP. When you’ve entered the OTP, click the “Validate” button.
- Check the displayed personal data for accuracy.
- Fill up your personal details like home address and academic history.
- Pick the name of the skill, the industry, and the job.
- Make a declaration of your own and enter your banking details.
- Before you hit “Submit,” make sure everything is correct by using the “Preview” option.
- Your mobile device will receive an OTP. When you have entered the OTP successfully, click the “Verify” button.
- The final e Shram card is displayed on the screen.
- The e-Shram card is also available for download if preferred.
Documents needed to obtain an e-Shram Card:
- The Aadhaar card.
- Aadhaar card and mobile number are connected.
- Money in a bank.
How Can I Download an e-Shram Card?
- To download the e-Shram card after applying, complete the steps listed below:
- Go to the e-Shram website.
- Select the ‘Update/download UAN card’ option under the ‘Already Registered’ tab.
- Click the “Generate OTP” button after entering the UAN number, birth date, and captcha code.
- Click the “Validate” button after entering the OTP sent to the cellphone number.
- Check the displayed personal data for accuracy.
- Before you hit “Submit,” make sure everything is correct by using the “Preview” option.
- Your mobile device will receive an OTP. When you have entered the OTP successfully, click the “Verify” button.
- The final e Shram card is displayed on the screen.
- The e-Shram card is also available for download if preferred.
- How Can I See What My e-Shram Card Balance Is?
- Visit the e-Shram homepage.
- Select the ‘E-Aadhaar Card Beneficiary Status Check’ option to see if your card has been issued.
- After inputting the e-Shram card number, UAN number, or Aadhar Card number, click the “Submit” button.
- The e Shram payment status is visible.
Helpline for e-Shram Cards:
14434 is the toll-free number for the e Shram Card Helpline (Monday through Sunday).
Conclusion:
In conclusion, the e-Sharam Card is a valuable and efficient tool for promoting financial inclusion and providing digital payment solutions to underserved populations. It serves as an electronic wallet, enabling users to make secure and convenient transactions, access government benefits and subsidies, and participate in the formal economy. The e Sharam Card has the potential to empower individuals, especially those from low-income backgrounds, by offering them a means to store and manage their money digitally, reducing their reliance on cash and enhancing their financial security. Furthermore, the card’s integration with various financial services and platforms can promote economic growth, enhance transparency, and reduce corruption. As digitalization continues to reshape the financial landscape, the e-Sharam Card represents a significant step towards creating a more inclusive and sustainable financial system for all.
FAQs
The e-Shram card is what?
An e Shram card or Shramik card can be applied for by anyone who works in an unorganized sector. Through the e-Shram card, workers in unorganized industries can access a range of advantages, including a pension amount after 60 years, death insurance, financial assistance in the event of disability, a UAN number, etc.
The e-Shram card is available to everybody?
Anyone between the ages of 16 and 59 employed in the unorganized sector (an “unorganized worker”) can apply for an e-Shram card. But that worker needs to have a valid mobile number linked to their Aadhaar card.
How to check the Balance on an e-Shram card?
The steps to check your e-Shram card balance are shown below:
- Go to the e-Shram website.
- Select the ‘ Already Registered ‘ option under the ‘Register Yourself’ tab.
- The balance payment status check website for the e Shram card will launch.
- Input your username and password to log in.
- Select ‘Check Payment Status’ from the drop-down menu or ‘Know Your Payment Option.’
- After entering your UAN number or Aadhaar card details, click the “Submit” button.
How to verify the status of an e-Shram card payment?
- Go to the e-Shram website.
- The ‘E-Aadhaar Card Beneficiary Status Check’ link should be selected.
- After inputting the e-Shram card number, UAN number, or Aadhar Card number, click the “Submit” button.
- The e-Shram payment status is visible.
Do we receive money each month on our e-Shram cards?
Yes, unorganized workers with an e-Shram card will receive a monthly pension. After turning 60, the employees will receive a monthly pension of Rs. 3,000 and become immediately eligible for various government programs.
How much will the owner of an e-Shram card receive?
Employees with an e Shram card will receive a pension each month. After reaching 60, the workers will receive a monthly pension of Rs. 3,000. Additionally, they will receive an Rs. 2 lakh death benefit and Rs. 1 lakh financial assistance in the event of a partial disability.
How do I download an e-Shram card that is already registered?
- After registering, follow these steps to download the e-Shram card:
- Go to the e-Shram website.
- Then, choose ‘Update/download UAN card’ under the ‘Already Registered’ page.
- Click the “Generate OTP” button after entering the UAN number, birth date, and captcha code.
- Click the “Validate” button after entering the OTP sent to the cellphone number.
- Check the displayed personal data for accuracy.
- Before you hit “Submit,” make sure everything is correct by using the “Preview” option.
- Your mobile device will receive an OTP. When you have entered the OTP successfully, click the “Verify” button.
- The final e-Shram card is displayed on the screen.
- The e Shram card is also available for download if preferred.
